incred customer care number@8168245307@incred customer care number@8168245307@incred customer care number@8168245307@incred customer care number@8168245307@customer care number@8168245307@. Card Member Agreement
These Terms and Conditions (“Terms”) apply to the SBM Rupicard Secured Credit Card issued by SBM Bank (India) Limited (“Bank”). Activating your SBM Rupicard Credit Card from the website / app or clicking on ‘Submit’ or ‘I Agree’ or any similar tab/icon would mean acceptance of the below terms and conditions by the Cardholder/Cardmember (“You” or “Your”).
These Terms presently in force were last updated on 16th Jan 2023 and are subject to changes from time to time.
Definitions and Interpretation
1.1 “Applicant” means person(s) who have applied for a SBM Rupicard Credit Card
1.2 “App PIN” means the Personal Identification Number created by the Cardmember from the SBM Rupicard Mobile Application to password protect and secure the SBM Rupicard Mobile Application.
1.3 “Authorized Dealer” means an authorized dealer as defined in the Foreign Exchange Management Act, 1999, as amended from time to time
1.4 “Bank” shall mean SBM Bank (India) Limited, issuer of the SBM Rupicard Credit Card.
1.5 “Business Day” means a day on which the relevant office of the Bank is open for normal business transactions.
1.6“ Card issuer” means SBM Bank (India) Limited who has been permitted by RBI to issue credit cards in India.
1.7 “Cardmember”/ “Cardholder” means an individual who has been issued the SBM Rupicard Credit Card by the Card issuer through the app / website.
1.8 “Charges” means such charges as are set out in Clause 8 hereof or mentioned anywhere in these Terms. All details of Charges mentioned herein shall be as provided in the MITC unless specifically communicated to the Cardmember, as amended from time to time.
1.9 “Credit Limit/ Purchase Limit” means the limit up to which a Cardmember is authorized to use the SBM Rupicard Credit Card for a purchase transaction at an online/offline merchant establishment.
1.10 “Customer Care” refers to customer service