It would've been better if the SS you get from gifts and premium chapters is directly transferred to your user account where half of it is divided between the Author and the company e.g let's say you earned 1000 SS(Purchased) from gifts and from premium chapters. 500 SS would go to the Author while the other half is for the Webnovel company.
And that 500 SS that you got can either be use by the Author for reading his favorite novels or withdraw and convert it into real cash, transferred directly into the Author's bank account.
Just my thoughts, what do you guys think?